Terms and Conditions

Agreement to Terms

By accessing and using the InsureMax website and auto insurance discount finder service, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not access the service.

About Our Service

InsureMax is a lead generation service that connects consumers with licensed insurance agents and carriers. We provide a questionnaire tool to help identify potential auto insurance discounts and connect you with appropriate insurance professionals.

Service Description

• Free auto insurance discount assessment questionnaire
• Connection to licensed insurance agents and carriers
• Personalized insurance recommendations
• Educational resources about auto insurance

User Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have legal capacity to enter into agreements
• Provide accurate and complete information
• Be seeking legitimate auto insurance quotes

Use of Information

When you submit information through our questionnaire:

• You consent to being contacted by licensed insurance agents
• You authorize us to share your information with insurance partners
• You understand that quotes are estimates and final rates may vary
• You agree that information provided is accurate to the best of your knowledge

Prohibited Uses

You agree not to use our service:

• For any unlawful purpose or to solicit unlawful activities
• To violate any international, federal, provincial, or state regulations or laws
• To transmit or procure sending of advertising or promotional material
• To impersonate or attempt to impersonate another person
• To engage in any automated data collection activities
• To interfere with or circumvent security features of the service

Disclaimers

No Insurance Provider

InsureMax is not an insurance company and does not provide insurance coverage. We are a lead generation service that connects consumers with licensed insurance professionals.

Quote Accuracy

Discount estimates and savings projections are for informational purposes only. Actual savings will depend on your specific circumstances, chosen coverage, and the insurance carrier's underwriting guidelines.

Third-Party Services

We work with licensed insurance agents and carriers. We are not responsible for their services, quotes, or any insurance policies they may offer.

Limitation of Liability

In no event shall InsureMax, its officers, directors, employees, or agents be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages arising from:

• Use of or inability to use the service
• Any conduct or content of third parties on the service
• Any insurance quotes or policies obtained through our service
• Unauthorized access to or alteration of your transmissions or data

Indemnification

You agree to defend, indemnify, and hold harmless InsureMax from and against any loss, damage, liability, claim, or demand made against us by any third party due to or arising out of:

• Your breach of these Terms and Conditions
• Your violation of any law or regulation
• Your violation of the rights of a third party
• Your use of the service

Contact and Communication

By using our service, you consent to receive communications from us and our insurance partners via:

• Phone calls (including automated calls and texts)
• Email communications
• Mail correspondence

You may opt out of communications at any time by contacting us.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that state or location.

Severability

If any provision of these Terms and Conditions is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

Changes to Terms

We reserve the right to modify or replace these Terms and Conditions at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms and Conditions.